To find information regarding a bank's ratings:
Bankrate.com has a Safe & Sound service which "is a proprietary system designed to provide ratings information on the relative financial strength and stability of U.S. commercial banks, savings institutions and credit unions. The system applies more than 20 tests to each institution to measure that institution's capital adequacy, asser quality, profitability, and liquidity." More information can be found at : www.bankrate.com/rates/safe-sound/about.aspx
Weiss Ratings offers "a complete line of products designed to direct consumers and business professionals alike toward safe banking, insurance, and investment options while avoiding unnecessary risks that could lead to financial losses." More information can be located at: weissratings.com/
To find information about a bank's history:
The Federal Deposit Insurance Corporation has a web site to find out bank information:
“Find out if your bank is insured, Find the location of your Bank's branches and offices,
Find out what happened to your bank, Review the history of your bank and more.” This web
site also covers Bank Holding Companies.
To check on whether a bank has any formal enforcement actions for violations of laws, rules, etc.:
Visit the U.S. Department of the Treasury, Comptroller of the Currency, Administrator of
National Banks web site: http://apps.occ.gov/EnforcementActions/
"About Safe & Sound Star Ratings." Mortgage Rates Credit Cards Refinance Home CD Rates by Bankrate.com. http://www.bankrate.com/rates/safe-sound/about.aspx (accessed October 7, 2011).
"Mortgage Rates Credit Cards Refinance Home CD Rates by Bankrate.com." Mortgage Rates Credit Cards Refinance Home CD Rates by Bankrate.com.http://www.bankrate.com/ (accessed October 7, 2011).
Magor, Gavin. " Weiss Ratings." Weiss Ratings. http://weissratings.com/ (accessed October 7, 2011).
"FDIC: Institution Directory." FDIC: Federal Deposit Insurance Corporation. http://www2.fdic.gov/idasp/index.asp (accessed October 7, 2011).
"Enforcement Actions Search Tool." Office of the Comptroller of teh Currency. http://apps.occ.gov/EnforcementActions/ (accessed October 7, 2011).